Sierra Howard of the I Don't Do Budgets Podcast talks about how she went from 9k in debt to secretly paying it all off.
Sierra talks about how she started developing a really bad spending habit in college and how it got out of control. It got to the point where she was actually embarrassed to talk to her partner about how much debt she was in. I’m so happy she talked about this because so many of us hide our debt in shame instead of bringing it out to light.
Sierra took everything she learned and now helps people who are in a similar position as her get out of debt and grow their savings and investment portfolio.
Then, she started the I Don’t Do Budgets podcast to share stories, advice, and insight into how we look at money.
Here’s what we talk about:
How money is talked about in the Black Community
The moment she realized she needed to do something about her debt
How her experience has allowed her to make a business out of helping other people to get out of debt
Why Sierra doesn’t do budgets
How going into Sephora without a plan is always a bad idea